You cannot be sure that you’ve gotten the best health insurance coverage unless you understand health insurance terminology. Here are some of the most commonly used terms in the health insurance industry.

COBRA: The Act that allows for continuation of group coverage for a limited time after you leave the group.

Co-insurance: The amount you must pay for treatment after copayments and deductibles.

Copayment: The fixed amount that you must pay out-of-pocket for physician visits, medical procedures and prescription medications.

Deductible: The out-of-pocket amount you must pay before your policy benefits start kicking in. Read the rest of this entry »

In general healthy life expectancy has increased due to several factors of out lifestyle. During the span of the 20th century, average life expectancy jumped from around 49 years of age in 1901 up to 77 years by the century’s end.

The center for Disease Control and Prevention gives the following as the big reasons for our increased healthy life expectancy:

Vaccination

Improvements in motor Read the rest of this entry »

The health of children is a major issue in the US and UK not only for each individual family but also for the governments. More and more children are falling prey to bad eating habits and are suffering from childhood obesity. What can be done to ensure that they don’t end up developing a huge potbelly and protect their health.

Here are 3 health tips for your kids to help them avoid obesity problems in both childhoo Read the rest of this entry »