None of us are perfect when it comes down to bad habits, but some are worse than others; not understanding your debt or finances is one of them. Kicking these bad habits into touch means that you can look towards becoming debt free:

1: Too many credit cards – Did you know that there are more credit cards than people in the UK? According to APACs, at the end of 2007 there were 73m credit and charge cards compared with around 60 million pe Read the rest of this entry »

Update :

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Viruses:

• Viruses – A virus is a small piece of software that replicates itself. A virus might attach itself to a program such as a spreadsheet program. Each time the spreadsheet program runs, the virus runs, too, and it has the chance to reproduce (by attaching to other programs) or wreak havoc.
• E-mail viruses – An e-mail virus moves around in e-mail messages, and usually replicates itself by automatically mailing itself to Read the rest of this entry »